Cyber Essentials Liability Insurance

Get free insurance when you achieve Cyber Security Essentials.

When a UK-domiciled organisation with a turnover under £20m, achieve self-assessed certification covering your whole organisation to either the basic level of cyber essentials or the IASME Standard. You will then be entitled to FREE cyber liability Insurance. Terms apply.

The cover is underwritten by AIG, and administered via Sutcliffe & Co Insurance Brokers.

£25,000 Total Limit of Indemnity (Totally free, provided you qualify and issued on certification)

What’s Covered

Liability:
Claims made against you arising out of media activities and privacy and security wrongful acts.
Event Management:
Costs, including emergency costs, following a data breach, including the costs of notifying data subjects. These might typically include payment for Legal, IT, Forensic & PR specialists.
Extortion Demands:
Ransoms and other cyber extortion.
Regulatory Investigations:
Defence costs & regulatory fines (where insurable by law).
Business Interruption:
Loss of profit and / or operational expenses caused by a network compromise.
Loss of Electronic Data:
Costs of remedying the issue that allowed the loss or damage to your data and costs to replace, restore or update your data.

(To the limit of the policy liability)

What’s Not Covered

Money stolen by electronic means or cyber fraud.
Excesses apply
Anything above the Indemnity Limit
The £25,000 limit of indemnity might be sufficient for a small breach or incident but inadequate for a serious problem or more than one incident. Higher limits of indemnity are available.

FAQs

Is Cyber Essentials free insurance really free?

Yes, there are some basic qualifying criteria but it is free.

Does Cyber Essentials include free insurance?

Yes, so long as you qualify for it.

Is there Cyber Essentials Plus free insurance?

The free insurance is with Cyber Essentials which you need to have first. There is no extra insurance with CE+

What is the Cyber Essentials insurance cover?

What is covered and what is not covered are listed above.

How do I get the Cyber Essentials insurance policy?

You need to pass Cyber Essentials, have a turnover of less than £20M, your company needs to be domiciled in the UK and you need to opt-in.

How do I get my Cyber Essentials certification insurance?

On passing Cyber Essentials as as long as you qualify, the broker will send you the certificate via email.

You can trust us with your cyber security

Our Certifications

Previous Next

1 2

Cyber Essentials Liability Insurance